So, a lot can happen in the space of 30+ days. Prepare to be astonished….
Last month’s balance:-
Breakdown in October was as follows:-
I’ve cleared off £1,209.97 this month – and I’ve been motoring, people – really motoring.
– £1,065.01 chucked at the kitchen loan @ 8% interest. £2,745.71 last month reduced to £1,680.70
– £144.96 minimum chucked at 0% CC. £7,095.49 last month reduced to £6,950.53
– – –
That’s so OLD-SKOOL… here’s Novembers’ balance, peeps – prepare to be ROCKED…
Last month’s balance = £8,631.23
November’s balance = £1,753.29
Yes, your eyes have not deceived you. I’m rolling, rolling, rolling, ro-ling with this. I made a few sacrifices. I pumped the usual £1,200+ per month into this sucker. However I also SOLD my frigging shares, man. And I tell you what – Dave Ramsey made me do it – and I’m forever grateful to the dude! Plus, being the hustler that I am, I’ve been wheelin’ & dealin’ what whatever extra money I could get my hands on by earning more – thank you Lord for making this possible.
After listening to his radio station everyday, and hearing all of the debt-free stories, horror-debt stories and pure common sense coming out from Dave’s mouth, I thought ‘I don’t need this shit’ and just killed ALL of them.
So now, I’m shares-free. Don’t freak out people, as it doesn’t bother me. I’m going to build my wealth the Dave Ramsey way, and follow his BabySteps. I don’t need single shares – it’s too much of a risk, and that money should be working for ME! I WANT MY MONEY TO BE MY MONEY, AND NOT TESCO BANK / NATWEST / MAGNET KITCHEN / NOBODY’S BUT MY BANANAS!
So, the kitchen loan is gone – bye, bye sucker! I’ve now got this little balance left which is on the existing 0%, end of the dreaded Natwest credit card, and by the grace of God this will be gone in the next few months!
I feel so much better now, knowing that I’m nearly out of CONSUMER DEBT. And to think, those suckers are really bombarding me via email on ‘offers’ and ‘temptations’, but I don’t want it!
I CUT UP EVERY SINGLE CREDIT CARD which I had (even though I wasn’t using them). I also CANCELLED and CLOSED all of my card accounts. Why keep something which I’m not planning to use again – ever!
There’s no going back, people. This revolution is just around the corner.
Debt-monkey – I’m busting your big red ass! I refuse to be a victim anymore, people. Come on, we need a revolution.
Looks like I’m creeping ever closer to having my life back again… 🙂 P.E.A.C.E.