I get paid on Tuesday.
I’m desperate to spend money! 😦
Jesus, this is hard. I’ve got to keep focused. Going cold-turkey is NO JOKE!
On the plus side, Fluid credit card 0% balance transfer is legit 🙂 I’ve transferred CC1 and most of CC2 – which will leave around £1.5k to kill off first @ 16.75% APR. Then I’ll attack the loan of £4.3k @ 8%, and last the balance transfer @ 0% interest. That way I’ll be paying the least amount of interest as I don’t want to give these mother-fuckers anymore interest than what they deserve.
Oh, and YNAB is AWESOME! For fucks sake it looks like I’ll be in credit by £100 this month left in my bank account. That hasn’t happened for about 12+ years, having money left in my account after payday. Man, this budgeting really is doing the trick. Check it out people, it’s changing my frigging life!
peace ‘n’ love…